Privacy Policy

 

Ross Mallioux Banking Expert Witness LLC ("Company," "we," "our," or "us") operates the website https://rmbankingexpert.com (the "Website"). This Privacy Policy explains how we collect, use, disclose, and safeguard information obtained through the Website. This Website is intended for informational purposes only and is not directed to the general public for consumer services.

1. Information We Collect

We collect limited information from visitors to the Website. This information may include:

• Contact information voluntarily provided by you through the Website contact form, such as your name, email address, phone number, organization, and the content of your inquiry.
• Technical information automatically collected when you visit the Website, such as IP address, browser type, device information, pages visited, and referring URLs, collected through standard analytics tools.

2. How We Use Information

We use the information collected for the following purposes:

• To respond to inquiries submitted through the Website.
• To communicate regarding potential professional engagements.
• To operate, maintain, and improve the Website.
• To monitor and analyze Website usage and performance.
• To comply with legal, regulatory, or ethical obligations.

3. No Legal Advice or Professional Relationship

Submission of information through the Website does not create an expert witness, consulting, client, or attorney-client relationship. Any professional engagement will be governed solely by a written engagement agreement executed by the parties.

4. Disclosure of Information

We do not sell, rent, or trade personal information. We may disclose information:

• To service providers who assist in operating the Website (such as website hosting, analytics, or email services).
• When required by law, subpoena, court order, or other legal process.
• To protect our rights, property, or safety, or the rights, property, or safety of others.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect information submitted through the Website and our provider WIX. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Cookies and Analytics

The Website may use cookies or similar technologies to collect usage data and improve functionality. You may adjust your browser settings to refuse cookies; however, some features of the Website may not function properly.

7. Third-Party Websites

The Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those third-party sites, and this Privacy Policy does not apply to them.

8. Data Retention

Information submitted through the Website is retained only as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

9. Your Choices

You may contact us to request access to, correction of, or deletion of personal information you have submitted through the Website, subject to legal and professional obligations.

10. Children’s Information

The Website is not intended for use by individuals under the age of 18, and we do not knowingly collect personal information from children.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

12. Contact Information

If you have questions regarding this Privacy Policy, you may contact us at:

Ross Mallioux Expert Witness LLC
ross@mallioux.com