Industry Articles
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Selected articles, regulatory actions, court matters, and industry developments related to banking, lending, financial institution operations, and issues that may arise in litigation involving financial institutions.
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ABA Journal article outlining national strategies for fighting fraud and scams
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Lawsuit alleging negligence in elder financial exploitation
Interagency guidance on elder financial exploitation
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CFPB enforcement action involving mortgage servicing violations
OCC issues final rules to reduce regulatory burden for community banks
Jamie Dimon says AI is already reshaping JPMorgan Chase’s workforce as bank plans ‘huge redeployment’
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2026: The year AI gets real in financial services - interesting article on AI
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The articles and materials referenced on this page are provided for general informational purposes only and reflect publicly available sources related to banking, lending, and financial institution operations.
Inclusion of any material does not constitute an opinion regarding the merits of any specific case or dispute, and nothing on this page should be interpreted as legal advice, regulatory guidance, or expert opinion.
Any opinions offered in connection with an engagement are formed only after review of the specific facts and materials involved and are independent and non-advocacy in nature.
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Regulatory developments such as updates to recovery planning guidelines may be relevant in evaluating institutional risk management frameworks. In the context of banking litigation, such materials can be reviewed to understand the regulatory environment in terms of bank risk management practices, governance practices and supervisory expectations in effect at a given time and to assess whether internal policies were generally aligned. No conclusions can be drawn without consideration of the specific facts, policies, and timeframes applicable to a particular matter and a full review of the circumstances of a particular case.
Enforcement actions related to mortgage servicing practices may provide insight into regulatory expectations concerning borrower communication, error resolution, and servicing procedures. In litigation, these materials may be considered as part of a broader evaluation of whether institutional practices were consistent with applicable standards at the time. Any such analysis would require review of the specific servicing records, policies, and timelines involved in the matter under review of a particular case.
News indicates rising concerns about elder financial exploitation. Interagency guidance on elder financial exploitation highlights expectations regarding monitoring, escalation, and reporting of suspicious activity. Such guidance may be relevant in matters involving allegations of failure to detect or respond to exploitation. Evaluation of these issues typically requires detailed review of transaction activity, internal alerts, and escalation procedures, as well as consideration of the regulatory framework in place at the relevant time.
AI is starting to show up in a lot of the day-to-day functions in business, including inside banks — transaction monitoring, onboarding, document review, decision support, among others.
There’s a lot of attention on it right now. It will be interesting to see what actually gets implemented in practice. From what I’ve been reading, much of it appears more like an extension of existing processes than something entirely new.
At the end of the day, it still comes back to whether what’s being done would be viewed as reasonable and consistent with safe and sound banking practices — and more broadly, outside of banking, commercially reasonable based on the specific facts and circumstances.
An old phrase comes to mind: trust, but verify.
The data center buildout across the country is significant. The next five years will be interesting.